Choosing a credit hire company — guides
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This is a directory of credit hire and accident management firms. We are not an insurer, not your insurer, and not a credit hire company. Listings are compiled from public sources and dated on each page. How entries are checked.
These guides cover one job: choosing between UK credit hire companies before you sign with one. Four articles set out the criteria that separate firms, the questions to put to any firm, the difference between the industry’s two overlapping labels, and what to compare in the company and its paperwork before agreeing to anything — with the scoring rules behind every number on this site explained separately in the methodology.
Practical choice guides
Begin with the journey you need to replace
A replacement car has to work in daily life, not merely match a marketing category. These guides turn that starting point into concrete questions about vehicle fit, delivery, agreements, claims handling and evidence.
Image context: manufacturer press photography illustrates vehicle types and decision points only. It does not show, rank or evidence the fleet or availability of any listed firm.
How to choose a credit hire company
The criteria that actually separate firms — coverage, fleet, process, review record, regulation — in the order to check them. Published .
12 questions to ask a credit hire company
What to put to any firm before signing, with the answer a competent firm gives to each. Published .
Credit hire company vs accident management company
The difference between the two labels, for someone deciding who to call. Published .
Compare a credit hire company before you agree
Identity, data use, agreement terms, complaint support and what happens after the hire — the company, not the car. Published .
How we score credit hire companies — named sources, collection dates, aggregation rules, and what a score cannot tell you.
Already been referred to a company? These guides are for choosing one. If a firm is already handling your replacement vehicle, start instead with working out exactly who you are dealing with — no form, nothing to fill in.